Hot Bean Dip *

1 pound ground beef
1/4 cup chopped onion
1 can refried beans
1 1/4 cups Monterey jack cheese
1/2 cup taco sauce
Tortilla Chips

In a large skillet, cook beef and onion until meat is no longer pink; drain.  Reduce heat.  Stir in beans, cheese and taco sauce.  Cook and stir until cheese is melted.  Serve warm with chips.