Cheddar Potato Chowder

2 cups water

2 cups diced unpeeled red potatoes

1 cup diced carrots

1/2 cup diced celery

1/4 cup chopped onion

1 tsp salt

1/4 tsp pepper

1/4 cup all purpose flour

2 cups milk

2 cups shredded cheddar cheese

1 cup fully cooked cubed ham

In large pot, combine water, potatoes, carrots, celery, onion, salt and pepper.  Bring to a boil.  Reduce heat; cover and simmer for 10-12 minutes or until tender.  Meanwhile, place flour in a saucepan; gradually whisk in milk.  Bring to a boil over medium heat; cook and stir for 2 minutes or until thickened.  Remove from the heat.  Add cheese; stir until melted.  Stir the ham and the cheese sauce into undrained vegetables; stir until combined.

Serves 7